A good credit score is an excellent starting point for anyone considering a VA loan. But what exactly is a good credit score? Does the VA have a credit score minimum? How do VA credit requirements stack up against other mortgage options? One of the best benefits of the VA loan program is its relaxed credit requirements.
Potential borrowers don’t have to possess blemish-free credit reports and elite credit scores to secure VA financing. The VA loan program seeks to accommodate as many military buyers as possible with a simple and accessible mortgage.
If your credit isn’t too hot, don’t worry. Veterans United’s Lighthouse program is designed to help you improve your credit score — no strings attached. Get started on your VA home loan application today.